SoCal123.com | Loan Application Form 1003 with a Co-Borrower

UNIFORM RESIDENTIAL FORM APPLICATION - FORM 1003 - WEB VERSION
This application is designed to be completed by the applicant(s) with the Lender’s assistance. Applicants should complete this form as “Borrower” or “Co-Borrower,” as applicable. Co-Borrower information must also be provided (and the appropriate box checked) when the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basis for loan qualification or the income or assets of the Borrower’s spouse or other person who has community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.
I. TYPE OF MORTGAGE AND LOANS
PLEASE LEAVE IT BLANK IF YOU DON'T KNOW THE ANSWER, OUR LENDER WILL CONTACT YOU.
MORTGAGE APPLIED FOR
- VA
- FHA
- Conventional
- USDA/Rural Housing Service
- Other
AMOUNT
INTEREST RATE % - Leave it blank
AMORTIZATION TYPE - leave it blank
- Fixed Rate
- GPM
- Other
- Arm
II. PROPERTY INFORMATION AND PURPOSE OF LOAN
Subject Property Address (Street, City, Zip)*
Street Address City State ZIP Code
Purpose of Loan
- Purchase
- Refinance
- Construction
- Construction-Permanent
- Other
Property will be
- Primary Residence
- Secondary Residence
- Investment
COMPLETE THIS SECTION IF THIS IS A REFINANCE LOAN
YEAR ACQUIRED
ORIGINAL COST
AMOUNT EXISTING LIENS
PURPOSE OF REFINANCE AND DESCRIBE IMPROVEMENTS (IF ANY)
TITLE WILL BE HELD IN WHAT NAME?
First Last
SOURCE OF DOWN PAYMENT: Settlement Charges, and/or Subordinate Financing (explain)

III. BORROWERS INFORMATION
BORROWERS FULL NAME*
First Middle Last
SOCIAL SECURITY NUMBER*
DATE OF BIRTH*
Date Format: MM slash DD slash YYYY
BORROWERS EMAIL ADDRESS
Gender*
- Male
- Female
- Prefer Not to Answer
MARITAL STATUS
- Married
- Separated
- Unmarried (Include Single, Divorced, Widowed
MOBILE PHONE
PRESENT ADDRESS
Street Address City State ZIP Code
OWN OR RENT?
- Own
- Rent
HOW MANY YEARS & MONTHS

IV. BORROWERS EMPLOYMENT INFORMATION
EMPLOYMENT INFORMATION
- SELF EMPLOYED
- WORK FOR A COMPANY
- OTHER
EMPLOYER OR YOUR COMPANY'S NAME*
EMPLOYERS ADDRESS
Street Address City State ZIP Code
YEARS ON THIS JOB AND POSITION
EMPLOYERS PHONE NUMBER (OR YOUR COMPANY'S PHONE NUMBER

V. MONTHLY INCOME AND COMBINED HOUSING EXPENSES
TOTAL MONTHLY INCOME (ADD OTHER SOURCES)
BORROWERS TOTAL MONTHLY HOME EXPENSES
BORROWERS TOTAL MONTHLY EXPENSES - OTHERS
BORROWERS TOTAL MONTHLY INCOME MINUS EXPENSES
Above is your total monthly income after all expenses. If correct, please click 'next'

VI. BORROWERS ASSETS AND LIABILITIES
BORROWERS BANK BALANCE - CHECKING & SAVINGS ACCTS - TOTAL
BORROWERS STOCKS AND BONDS - CURRENT TOTAL VALUE
BORROWERS RETIREMENT ASSETS - TOTAL VALUE
BORROWERS REAL ESTATE - CURRENT TOTAL VALUE
BORROWERS AUTOMOBILES - TOTAL VALUE
BORROWERS MONTHLY LIABILITIES - TOTAL ALL
BORROWERS TOTAL ASSETS MINUS LIABILITIES
Above is your total assets minus liabilities. Click 'next' if correct.

AUTHORIZATION - REQUIRED
ATTENTION: THIS IS WHERE YOU WILL ADD THE CO-SIGNER/CO-BORROWER AND YOUR PHOTO ID.
CO-BORROWERS NAME*
First Middle Last
CO-BORROWERS EMAIL ADDRESS
TODAYS DATE
Date Format: MM slash DD slash YYYY
Attach a copy of your PhotoID - The Borrower*
Drop files here or

Accepted file types: jpg, gif, png, pdf, heic, jpeg.
If using a mobile phone, please take a photo of your ID and attach.
Authorization and approval to process*
By checking this box, I agree with terms and policies below
LENDERS INFORMATION;

SoCal Home Loans, Inc.
Name: Tracy Harcourt
License#: 01431129

A: 14522 Whittier Blvd.,
Whittier, CA 90605
P: 1-562-698-0074

E: info@socal123.com
W: SoCal123.com

PRIVACY ACT NOTICE

This information is to be used by the agency collecting it or its assignees in determining whether you qualify as a prospective mortgagor under
its program. It will not be disclosed outside the agency except as required and permitted by law. You do not have to provide this information, but if you do not your
application for approval as a prospective mortgagor or borrower may be delayed or rejected. The information requested in this form is authorized by Title 38, USC,
Chapter 37 (if VA); by 12 USC, Section 1701 et. seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et. seq., or 7 USC, 1921 et.
seq. (if USDA/FmHA).

Part II – BORROWER AND CO-BORROWERS AUTHORIZATION

I hereby authorize the Lender/Broker to verify my past and present employment earnings records, bank accounts, stock
holdings, and any other asset balances that are needed to process my mortgage loan application. I further authorize
the Lender/Broker to order a consumer credit report and verify other credit information, including past and present
mortgage and landlord references. It is understood that a copy of this form will also serve as authorization.
The information the Lender/Broker obtains is only to be used in the processing of my application for a mortgage loan.

Part III – BORROWER AND CO-BORROWERS APPROVAL OF LOAN APPLICATION FORM 1003

I hereby authorize the submission of application form 1003 via digital signature with SoCal Home Loans Inc

Apply Online With A Co-Borrower

SoCal Form 1003 w/ Co-Borrower - Part 1

Step 1 of 6 - MORTGAGE TYPE AND LOANS

UNIFORM RESIDENTIAL FORM APPLICATION - FORM 1003 - WEB VERSION

I. TYPE OF MORTGAGE AND LOANS

II. PROPERTY INFORMATION AND PURPOSE OF LOAN

COMPLETE THIS SECTION IF THIS IS A REFINANCE LOAN

III. BORROWERS INFORMATION

IV. BORROWERS EMPLOYMENT INFORMATION

V. MONTHLY INCOME AND COMBINED HOUSING EXPENSES

VI. BORROWERS ASSETS AND LIABILITIES

AUTHORIZATION - REQUIRED