Our mortgage brokers are lending experts, and will assist you to determine if you are best served with a jumbo loan or a conventional home loan, and we will guide you to understand the differences between an adjustable rate mortgage (ARM) and a fixed rate mortgage. So Cal Home Loan can assist you to finance a 30 year mortgage or a 15 year mortgage. In addition, we can arrange home financing for less than 15 years, if this type of product is a better mortgage alternative for you.
We provide mortgage lending services throughout Southern California with special focus in Los Angeles County, Inland Empire, and Orange County. So Cal Home Loan works with those with good credit or bad credit. If your credit is bad and if there is a possible loan available to assist you with your home financing needs, our mortgage brokers can find it. If you are unsure if your credit is good or if it is bad, we can assist you to obtain a free credit report. It is best to determine quickly if your credit is good or bad so that there will be no surprises while trying to obtain a home mortgage.
In addition to our mortgage department, we have a real estate broker division. One of our real estate agents can help you to buy or to sell your home. Further, we can assist you to buy or to sell multi family dwellings or commercial properties. The entire team at So Cal Home Loan looks forward to serving you, and we invite you to view our entire web site to learn more about our company and our lending programs. Do not hesitate to contact us with questions about your home mortgage or commercial property needs.